Retirement Prosperity Group – Our Team

Retirement Prosperity Group helps you to protect and enhance your wealth in retirement. As stated by our President the Mission we have is “Enabling you to Retire With Confidence and Live Your Dreams.” – Lisa Barram

 

Prosperity

[pro-sper-i-tee]
Noun, plural prosperities.
A successful, flourishing, or thriving condition, especially in financial respects; good fortune. (Source: Dictionary.com)

At Retirement Prosperity Group our goal is to take the long-view in planning when it comes to your future, your happiness and helping you have a prosperous retirement.

While you have spent your adult years working hard, saving money, and making the best investments you could for your retirement, you may not have planned for the complexities of retirement itself or considered the many ways in which your choices after retirement affect how long your retirement savings will last. In fact, the vast majority of retirement planners are not trained to understand and advise you on the best methods of wealth preservation after retirement, even if they may be very good at helping you to build that nest egg in the first place.

There is an immense difference between wealth accumulation and preserving that wealth to not only let you live out your retirement goals but also last you for the rest of your life.

At Retirement Prosperity Group we are Wealth Preservation Specialists, we help you protect and maximize what you worked your entire life to earn.

Lisa Barram – President

Lisa Barram Lisa is an Elite IRA Advisor and an experienced insurance and financial professional specially trained in retirement planning, providing her clients with safe money solutions, tax-free retirement strategies, social security maximization planning, income for life, and affordable alternatives to expensive traditional long-term care insurance.

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Before becoming a retirement specialist, Lisa worked for nearly two decades in the non-profit sector, personally tutoring battered women and children, pioneering new programs, and partnering with national church groups, civic leaders, and celebrities to open over 230 community literacy centers, after-school tutoring and education programs, and non-profit groups around the country.

As a mentor and national spokesperson for Life Care Funding and other programs, Lisa works closely with hundreds of top financial & legal professionals around the country, helping them educate clients on alternative solutions to traditional Long Term Care. Lisa also mentors hundreds of retirement advisors on how to build a business of transparency and how to use education, not salesmanship, to provide appropriate and needed financial services to clients – Lisa believes that the well-educated client is empowered to make his or her own best decisions.

Her mission is to bring real education to the financial services space so that every person has the opportunity to enjoy financial wellness in what should be the very best years of their lives – their retirement years.

Daniel Barram,RICP®– Case Design Manager 

Daniel is a Retirement Income Certified Professional and Case Design Expert. Daniel overseas the proprietary client plans we use in the Retirement Prosperity Roadmap process. He ensures that every plan is done with a holistic planning model and tailored to each individual client or family encompassing everything from Safe Money Strategies, New Long Term Care Solutions, Social Security Maximization and all aspects of a complete retirement plan. 

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Daniel has worked in diverse fields of business ranging from Financial Services, Insurance, Advertising & Marketing, Publishing, Audio/Visual Production to the running of whole companies as a General Manager or Chief Operating Officer. 

His career started in Human Resources where he learned the important people skills that enabled  him to not only work in tandem with others but develop a leading role in all organizations he has worked in. He quickly moved up to Management with his analytical and fiscal skills.

His gift and love of writing led him to pursue his publishing goals and utilize his communication skills in writing engaging and motivating copy and becoming a Publisher for an online magazine in the Insurance and Financial Services business for business that he helped build from the ground up. 

He has spent the last several years in the financial services space as the Chief Operating Officer for a multimillion-dollar firm that helps people with Safe Money solutions. He saw how incomplete planning can jeopardize a clients future.

He moved on to Co-Found and build his own firm (Retirement Prosperity Group) that addresses not only Safe Money Strategies but incorporates every facet of planning that retirees and pre-retirees face from Guaranteed Income for Life, Tax Free Solutions and Social Security Maximization to Long Term Care Protection and Investments (for those who want to hedge inflation on the market) all of this is part of a Retirement Prosperity Roadmap that is created for each client family. He manages and oversees the Case Design Team and the Retirement Prosperity Roadmap process as well as the Accelerated Retirement Benefits Division, which offers extreme tax relief to high net worth business owners.     

Ed Rivas

Ed Rivas – Retirement Income Expert & Estate Planning Specialist

Ed Rivas has two of the most distinguished designations in the Financial Services space – CLU (Chartered Life Underwriter) and a ChFC (Chartered Financial Consultant). Ed has been helping individuals and businesses with their Life insurance needs since 1980. His goal has always been to obtain the greatest amount of benefit for the lowest possible cost for all his clients. Life insurance is his specialty.

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If you are in perfect health he can get you the lowest rate. If you have any kind of medical condition i.e. diabetes, cancer history, etc. he can secure the lowest rate from among the 45 companies we are contracted with and we are also affiliated with a group of independent underwriters who help negotiate ratings with the various insurance carriers.

He is very experienced in high net worth family needs planning as well as the myriad of business issues. When it comes to the legal issues surrounding life insurance you will not find a more knowledgeable expert. Whether it is Estate Planning or issues surrounding business owners and executives, this is all he does.

 

Jennifer Jacobs – Client Services Director 

As the Director of Client Services Jennifer oversees all facets of client servicing and customer service for Retirement Prosperity Group. She manages the office schedule, financial transactions, client records, establishing the protocol and procedures for the office and monthly educational events held to educate consumers on their options in or near retirement.

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Jennifer is a licensed financial professional and has experience in the health insurance space helping individuals and small groups through the healthcare maze to be able to get the maximum benefits while keeping costs as low as possible.

Additionally, Jennifer has over a decade of experience in customer service, hospitality and administration – she enjoys working with people.  Her passion for others has provided Jennifer the opportunity to interact with a number of individuals through extensive volunteer work beginning in her teenage years.  This includes community rebuilding in impoverished areas in Venezuela through Teen Missions International; mentoring children and young single mothers through Big Brothers, Big Sisters and the Annunciation Maternity Home; and advocating for abused children within The Children’s Advocacy Center.

In her spare time, Jennifer enjoys antiquing, all things vintage and is an avid cookbook collector.  When not working, she can often be found in the kitchen cooking for her vegetarian family and listening to records or planning the next dinner party.  She lives in Lansdale with her husband and three inspiring children. 

Rick Solofsky

Rick Solofsky – Healthcare & Medicare Expert 

Rick has over 20 years of experience as a health-care professional and high-level consultant.  Rick also specializes in the area of Medicare and the interpretation of “Medicare Secondary Payer Law,” and how it applies to the Group Insurance Culture.

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Today he administers over 150 group health-care accounts in addition to Medicare-supplement policies for more than 300 individuals. Rick frequently educates other Brokers, CPAs and attorneys about changes in the Medicare/Health-insurance landscape.

A regular contributor to many financial talk shows, Rick credits his dual major—Health/Physical Education and Psychology—with helping him better understand the “big picture” of health insurance’s role in American life.

Jarrod Barton

A financial professional since 1997, Jarrod has the in-depth knowledge of financial issues that come from 17 years of experience. His credentials include a B.S. in Finance (cum laude) from Salisbury University and the two most distinguished financial planning designations in the industry: CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and Chartered Financial Consultant (ChFC).

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Earning these designations required advanced coursework in a comprehensive range of financial subjects, qualifying Jarrod to assist clients with virtually all their financial needs – from Retirement and Income Planning, to Tax Planning, Asset protection and Investment management.

As a United States Army combat veteran of Desert Storm, Jarrod is also passionate about supporting Veteran causes. His role as a VA Accredited Claims Agent allows him to help veterans with their VA claims.

Jarrod’s other leisure activities include camping and fishing, but, above all, spending time with his lovely wife, Joanna, and their three wonderful children.

Nick Stovall, CPA /PFSSM, CGMA, MBA – Strategic Partner

Nick is the President and Chief Tax Strategist of Stovall and Associates, Ltd.

Nick Stovall is at the forefront in accounting; strategic financial planning; business, IRA and technical taxation; tax law and policy; and investing. With extensive knowledge of the financial services industry and a solid understanding of the complex demands of diverse business settings, his experience provides invaluable perspective into the intricate relationship between tax and business issues. 

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During his tenure in the private industry sector, Stovall served as the chief financial officer for Glenn Corporation, E Energy Adams and Gradient Financial Group, LLC. He has also consulted in the public sector serving individuals and businesses in the areas of financial and tax planning. Stovall was an instructor with National American University, teaching upper division accounting courses and remains a mentor for aspiring accountants in the Twin Cities area.

Stovall founded what is now Stovall and Associates, Ltd., an independent certified public accounting firm. As owner, president, and chief tax strategist for the company, Stovall provides an invaluable perspective on the intricate relationships between tax and business issues to clients across the United States and Europe.

He earned the Masters of Business Administration in Accounting and a Bachelor of Science in Finance from the University of St. Thomas where he graduated with distinction. In addition, he attended Carlson School of Management at the University of Minnesota for the Masters of Business Taxation. Nick is unique on the CPA space in that he also holds his series 27, 7 and 66, as well as his life and health license. In addition, Stovall recently just published his first book: “Retirement Income an Owner’s Manual.”

Stovall is a member of the American Institute of Certified Public Accountants (AICPA), Minnesota Society of Certified Public Accountants (MnCPA) and the Institute of Management Accountants (IMA). He is a member of Ed Slott’s Elite IRA Advisor Group.

He works with Retirement Prosperity Group as a strategic partner to help clients with tax minimization strategies.

Meg McCartney – Online Marketing Director

Megan is responsible for reaching out to potential new clients through various platforms, such as e-mail, Facebook or Google. Her creativity and attention to detail is evident in her ability to captivate and engage interest in a targeted market through a Google Ad or Facebook Video.

After achieving her Bachelor of Arts with a Minor Degree in Business from Arcadia University, Megan found a passion for Marketing and Business Planning. Her extensive background of over 10 years in Computer Technology, Digital Marketing and Event Planning have given her the skills and experiences necessary to hone in on her passion and optimize the company’s digital presence online.  

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Additionally, Megan assists in planning and organizing events. In her spare time, you can find Megan always meddling on her computer learning about science, new technologies or playing the newest video game. Megan also loves spending time with her family, having dinner out at a restaurant or playing outside with her three dogs.

Chelsea Bosak– Director of First Impressions

Chelsea is the first friendly encounter for anyone who steps into our office. She maintains the warmth of office reception and the overall comfort of our clients from the moment they arrive, are greeted on the phone or welcomed to an event. In addition to client hospitality, Chelsea assists with the client services team in the coordination of educational seminars and client events, as well as appointment scheduling.

Chelsea earned her Bachelor of Arts degree double majoring in Public Relations and Speech Communications, with a minor in Marketing from York College of Pennsylvania. In addition to her education, Chelsea has over a decade of experience in project management, database management, non-profit and event planning. Her work overseeing 83 AARP chapters, charity and Long Term Care summits has prepared her well to this role.

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Today, Chelsea is actively involved in church activities. She also volunteers to help raise money for a charity where all of the proceeds assist in sending less fortunate children to school; volunteers as an English/Speech tutor to less fortunate children and volunteers to visit the elderly in nursing homes. Chelsea is also proud of the fact that she was able to help raise money for multiple cancer and physically disabled patients.

For leisure, Chelsea enjoys spending time with family and her Yorkshire terrier, volunteering/planning benefits to raise money for those who are less fortunate, attending Bible study and cooking.

Tel. (267) 405-6166
Toll-free. (855) SAFE-006