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The Estate, Gift, & GST exemption amounts have changed.

By Lisa Barram | March 14, 2018

  Important Updates: The Estate, Gift, and GST exemption amounts have changed.   The IRS has just released revised inflation-adjusted amounts based on chained CPI as directed in the Tax Cuts and Jobs Act. Most numbers remained the same, including all income tax brackets. Here are the changes: The Estate…

Retirement, Holistic Planning, Retirement Planning, 401(k), Annuities, Investing, Financial Services, Financial Future, Savings Account, Retirement Savings, Lisa Barram, Retirement Prosperity Group, Daniel Barram, Fiduciary

Fiduciary vs. Broker – What’s the difference?

By Lisa Barram | March 6, 2018

In the past few months, we have seen a rise in use of popular “designations” with the word Fiduciary in the title and I realize this may lead you to believe that someone who calls themselves, for example, an “Accredited Investment Fiduciary” is, in fact, acting as a Fiduciary, but that is not necessarily…


2017 Year-End Tax Tips: Maximize Your Return

By Lisa Barram | December 19, 2017

As of this writing, Congress is attempting to reform our tax code. While changes are common with every new presidential administration, an initiative so transforming as to be called “tax reform” is quite unusual — the last major tax overhaul happened during the Reagan administration in 1986.1 According to Fox…


Retirement Prosperity Group gives gift donations to the Kelly Anne Dolan Memorial Fund

By Lisa Barram | December 12, 2017

Thanks to our amazing clients here at Retirement Prosperity Group, we were able to donate 2 large boxes of unwrapped toys, books and over $400 worth of gift cards to the Kelly Anne Dolan Memorial Fund this year! We headed over to the Wissahickon Firehouse in Ambler, PA and dropped…


Trends in Nursing Homes: Cultural Fit

By Lisa Barram | December 7, 2017

If you or a loved one needs nursing home care, wouldn’t it be nice to live in one that triggered fond memories and felt like coming home? A new trend in nursing homes is to create a community of similarly situated residents, such as those of a particular faith, ethnicity…


2 Ways to Allocate Assets

By Lisa Barram | November 27, 2017

The two dominant philosophies of asset allocating assets are strategic and tactical. The former is best for building wealth when the economic picture brightens, and the latter is better for dealing with uncertainty. Whichever method you favor, diversification is still the way to go. Both asset allocation methods developed from…


Retirement Prosperity Group hosts Holiday Client Mixer

By Lisa Barram | November 24, 2017

We had such a great time this past week at our Holiday Client Mixer! So many clients came out and got to meet each other while enjoying great food and music! Our Estate Planning Attorney, Healthcare Agency and CPA were all in attendance chatting with clients about any questions or issues…


What is a Transfer on Death Designation?

By Lisa Barram | November 17, 2017

Over the last few months, an increasing number of clients have been asking about transfer-on-death (TOD) designations and how it fits into their estate plan. TOD designations are quite common in the financial industry. They operate very similarly to a beneficiary designation on life insurance or a retirement account. After the…