General

RPG Continuing Education: Estate Planning 101 Class

It was standing room only today at our Estate Planning 101 class taught by Guy F. Mattews, Esquire of Eckell Sparks Law Firm We had the opportunity to learn about Wills, Trusts, Probate, Powers of Attorney and more! Our attendees had so many great questions to ask that helped everyone learn more about each piece…

Read More

Founders Lisa and Daniel Barram Meet Michael Kitces

This past week our Founders, Lisa and Daniel Barram, had the great opportunity to attend a meeting where Michael Kitces was a featured speaker. Michael holds 8 graduate degrees and designations including Certified Financial Planner, Chartered Financial Consultant, Registered Health Underwriter. He holds 17 years in the Financial Planning field and has conducted over 50 Annual Speaking Engagements.…

Read More

Little-Known Law helps pay for Long Term Care

In August of 2006, President Bush signed into law the Pension Protection Act of 2006. The Act had one great element: it helps individuals to get Long Term Care protection. This is achieved by providing tax advantages to those who exchange existing deferred annuities contracts or life insurance policies for new linked-benefit annuity contracts or…

Read More

The Estate, Gift, & GST exemption amounts have changed.

  Important Updates: The Estate, Gift, and GST exemption amounts have changed.   The IRS has just released revised inflation-adjusted amounts based on chained CPI as directed in the Tax Cuts and Jobs Act. Most numbers remained the same, including all income tax brackets. Here are the changes: The Estate Tax exemption amount for 2018…

Read More

Fiduciary vs. Broker – What’s the difference?

Retirement, Holistic Planning, Retirement Planning, 401(k), Annuities, Investing, Financial Services, Financial Future, Savings Account, Retirement Savings, Lisa Barram, Retirement Prosperity Group, Daniel Barram, Fiduciary

In the past few months, we have seen a rise in use of popular “designations” with the word Fiduciary in the title and I realize this may lead you to believe that someone who calls themselves, for example, an “Accredited Investment Fiduciary” is, in fact, acting as a Fiduciary, but that is not necessarily the case.    Unfortunately, this designation does…

Read More

2017 Year-End Tax Tips: Maximize Your Return

As of this writing, Congress is attempting to reform our tax code. While changes are common with every new presidential administration, an initiative so transforming as to be called “tax reform” is quite unusual — the last major tax overhaul happened during the Reagan administration in 1986.1 According to Fox News, some who may benefit…

Read More

Trends in Nursing Homes: Cultural Fit

If you or a loved one needs nursing home care, wouldn’t it be nice to live in one that triggered fond memories and felt like coming home? A new trend in nursing homes is to create a community of similarly situated residents, such as those of a particular faith, ethnicity or even an alumni group.…

Read More