Accelerate your retirement benefits.

Cash Balance Plans are terrific for high income earners, individuals and business owners with an income of $250,000 or more annually.

Reducing taxes and accelerating retirement benefits and savings is what we do. Business owners and partners can often more than triple their annual pre-tax retirement savings when a Cash Balance Plan is added to a 401(k) Profit Sharing Plan.

As a business owner or co-owner, we understand that sometimes when you are growing your practice or business you are reinvesting much of your profits back into the business itself, and the focus on growing your own retirement accounts may have been put on the back burner.

Traditional retirement plans have contribution limits and even with the IRS permitted catch-up contributions above the age of 50, it is still not enough to provide you with the retirement assets you need. Furthermore, most traditional retirement plans have certain non-discrimination guidelines that are cumbersome for small business owners.

Cash Balance Plans are a hybrid plan that combine the principals of tax-deferral and profit sharing but are individually designed, produced and managed by a team of experts that help each member reach their retirement savings goals.

There’s no one-way to define a Cash Balance Plan as it will be unique to each client. That is why it is so important to surround yourself with experienced professionals in the field of tax law, plan design and administration, risk management and actuary tables.

By working with our firm, you will have access to all of these experts. If you’d like to learn more about Cash Balance Plans and the services our firm provides, please contact us to set up a private, no-obligation consult today.

We are part of a national network of advisors, advanced planning specialists, CPAs and actuaries. We are happy to work with your CPA and other trusted advisors.