Financial Services

One stop. Many aspects of planning.

Preparing for retirement should create excitement, not concern, this should be the next chapter of your life. Yet for many, that’s not necessarily the case.

Too often people don't have a comprehensive plan for their futures. Many of the people who come to our offices have done a good job gathering financial assets, various investments, they have saved and sacrificed to collect what they have today, but usually these assets are not organized or coordinated as part of an overall strategy. 

According to a recent study, 60 percent of pre-retirees do not have a plan for how much money they will spend each year in retirement and where that money will come from.1 Additionally, three in four Americans are concerned about economic conditions affecting their ability to have a secure retirement.2

That’s where we come in.

We take a holistic planning approach to everything we do. Holistic by definition means "Characterized by comprehension of the parts of something as intimately interconnected and explicable only by reference to the whole." 

Therefore when doing a plan we feel you have to look at all aspects in relation to each other in order to make the plan complete. We review everything from goals in retirement, income needs, social security maximization, tax-efficiency, asset preservation, wealth management, insurance options, healthcare, Medicare, estate planning — we’ll cover as many bases as possible to help you create a strategy that supports your retirement lifestyle and long-term financial goals. 

Retirement Prosperity Group offers financial planning and support for Federal Employee's who are retired currently or approaching retirement. We are pleased to be able to say with Vince Bono's support, we are Approved Pre-Retirement Strategy Webinar Host's which allows us to reach and guide more people through the retirement process.

At Retirement Prosperity Group and Prosperity Advisers LLC, we offer these products and services:

(Click the images below to learn more about each service)

RETIREMENT INCOME STRATEGIES

CASH BALANCE PLANS

ASSET PROTECTION

ANNUITIES

TAX-EFFICIENT STRATEGIES

LIFE INSURANCE

LONG-TERM CARE STRATEGIES

IRA LEGACY PLANNING

INVESTMENTS

IRA & 401(K) ROLLOVERS

We can also refer you to professionals who provide the following services:

Trusts | Probate | Charitable Giving | Estate Planning | Tax Planning


Once we understand your financial situation, risk tolerance and investment objectives, we can help you decide which types of products and services fit within your financial strategy. We do this through a detailed education process so that you understand your options and are making informed decisions.

 

1Greenwald & Associates. Society of Actuaries. January 2016. “2015 Risks and Process of Retirement Survey.” Accessed Jan. 30, 2018.

2The National Institute on Retirement Security. February 2017. “Retirement Security 2017: A Roadmap for Policy Makers – Americans’ Views of the Retirement Crisis and Solutions.” Accessed Jan. 30, 2018.